Nashville Consumer Protection Lawyer

2011-06-26T15:53:00.001-07:00

2011-06-25T11:14:00.001-07:00

HAVE YOU BEEN SUED BY A DEBT COLLECTOR

2010-02-21T11:03:00.001-08:00

Debt collectors use the General Sessions Courts of Tennessee as a hunting ground to illegally obtain money from Tennessee consumers. This is because there are very few law firms such as Barnette Law Offices, LLC in Tennessee which will fight for consumers in Tennessee Courts.

Jason Barnette and his Tennessee Consumer Protection team at Barnette Law Offices, LLC know the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and most importantly, the Tennessee Consumer Protection Act inside and out. Tennessee Consumer Protection Attorney Jason Barnette will utilize the aforesaid Acts to fight for you against debt collectors and purchasers.

Contrary to popular belief, debt collectors and debt purchasers must prove what they allege in their Warrants in Debt. At Barnette Law Offices, LLC we attack the Affidavits debt collectors and debt purchasers try to put on as proof. They are hearsay. Moreover, we assert counter-claims on our clients behalf for violations of the FCRA, FDCPA, and TCPA. This is because debt collectors and debt purchasers always report inaccuracies on consumer credit reports, fail to properly validate debts and take misleading and deceptive acts in an effort to collect monies not justly owed to them.

Please contact the Tennessee Consumer Protection team at Barnette Law Offices, LLC at 615-585-2245 or http://www.barnettelawoffices.com if you’ve been sued by debt collectors such as Arrow Financial, Midland Funding, Asset Acceptance, Calvary Portfolio, Gault Financial, etc. We can help you defeat the suit and often times, put cash in your pocket at the same time.

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Barnette Law Offices, LLC – Google Favorite Place

2010-01-24T15:24:00.001-08:00

Barnette Law Offices, LLC Named One Of 100,000 Businesses Across U.S. As A Google Favorite Place.

Barnette Law Offices, LLC was honored by Google as one of only 100,000 businesses to be named a “Favorite Place” out of 4.1 million businesses across the U.S.

What this means is that Barnette Law Offices, LLC is one of the most searched Nashville Law Firms. We at Barnette Law Offices, LLC pride ourselves on this fact and encourage the use of Google.

Below, please find the Barnette Law Offices, LLC bar code received from Google:

Please simply take a picture of the above with any smart phone and it will lead you directly to Barnette Law Offices, LLC. Please feel free to contact us at Barnette Law Offices, LLC or 615-585-2245 for all your Tennessee Legal Needs.

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Nashville & Tennessee Personal Injury Lawyers

2010-01-10T09:00:00.001-08:00

Barnette Law Offices, LLC – TN Personal Injury Attorney’s

Car accidents are inevitable. Even the safest and most cautious driver can be involved in a car wreck. Often these wrecks result in significant injuries and can have a catastrophic effect on the lives of the drivers, passengers, and their families. Car accidents may be caused by a number of different factors. Some are simply the result of mistakes, while others are the result of careless and thoughtless actions. Sometimes drugs and/or alcohol is involved. On other occasions, cell phones, speeding, and reckless driving may be the cause of the car wreck. Regardless, the impact can be devastating. Victims may be injured, cars damaged beyond repair, and work time lost. Making matters worse, your insurance company, who you pay a premium in hope that they will be there for you, may refuse to pay your medical bills or the full value of your car. If you have been involved in an automobile or truck accident, contact one of our experienced car wreck attorneys at Barnette Law Offices, LLC.

What Should I Do If I Am Involved In A Car Wreck ?

CALL THE POLICE. Get the name, address, telephone number of: all drivers and passengers, witnesses, registered owners of the vehicle (if different from the driver). Also, obtain the other driver’s insurance company and insurance policy number. Make a note of the accident location, as well as, any injuries sustained by you or anyone else involved in the accident. Make sure you get the officer’s name and the accident report number. Note any statements made by the other driver or passengers. This is especially important if they admit if they were at fault or using drugs or alcohol. Report the accident to your insurance company as soon as possible. Finally seek medical attention for all of your injuries immediately. For more information, call one of our experienced car wreck attorneys at Barnette Law Offices, LLC - 615-585-2245.

What Are My Damages?

Tennessee allows victims to claim two types of damages: compensatory and punitive. Compensatory damages are calculated by adding together the victim’s medical expenses, pain and suffering, lost wages, and property damage. Punitive damages are awarded in circumstance where a defendant’s reckless driving merits “punishment” or when a defect caused the accident. Your recovery of damages may be limited by the other driver’s insurance policy. For more information, call one of our experienced Tennessee Personal Injury Lawyers at Barnette Law Offices, LLC at 615-585-2245 or visit us on our website at Barnette Law Offices, LLC.

How Do I Recover For The Damages the Other Driver Caused?

In rare cases, a lawsuit will not be necessary. However, a lawsuit is usually necessary for you to receive the full value of your damages. The lawsuit is filed in the county where the accident occurred or where the defendant resides. Once filed, you become the plaintiff and the other driver is called the defendant. Unlike most T.V. shows, it may take several months or even years for your lawsuit to go to trial. Along the way evidence is collected, depositions are taken, and you may attend mediation. For more information, call one of our experienced Tennessee Car Accident Attorney’s at Barnette Law Offices, LLC – 615-585-2245.

What If The Defendant Does Not Have Insurance?

Your insurance coverage may include what is called “uninsured/underinsured coverage.” This type of insurance covers you in the event that the defendant does not have insurance or has less insurance than is necessary to cover your damages. When a lawsuit is filed, your insurance company will be notified. In the event the defendant does not have sufficient insurance, your insurance company will retain a third attorney who will defend their interest under the uninsured motorist policy. The insurance policy will only pay damages in an amount that does not exceed the limits of your policy.

What If My Car Is Totaled ?

Your insurance company will only pay what the car is worth. They will not pay what you owe. In many cases, you will be paid less than what you owe on the car. This is because the insurance company can deduct from the value of the car such things as previous accidents and normal wear and tear. For more information, call one of our experienced Nashville, Tennessee Personal Injury Lawyers at 615-585-2245 or contact us at Barnette Law Offices, LLC.

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Barnette Law Offices, LLC – Tennessee Consumer Protection Attorneys

2009-11-12T18:49:00.001-08:00

More and more, Tennessee consumers are finding themselves in General Sessions Courts across the state pitted against debt collectors and debt purchasers they’ve never heard of. Most consumers have no idea as to their rights under the Tennessee Consumer Protection Act, the Fair Debt Collection Practices Act, or the Fair Credit Reporting Act. Unfortinately, most consumers never appear for court and simply get a default judgment rendered against them.

It doesn’t have to be this way. At Barnette Law Offices, we represent consumers against these bottom feeders. We invoke our clients rights against debt collectors and debt purchasers by virtue of various counter-claims. Insofar as we are one of a handful of consumer protection firms in all of Tennessee, we offer our services throughout the state. By contacting our consumer law attorney Jason Barnette, you stand an excellent chance of getting any alleged debt wiped out, the lawsuit dismissed, and often times, some money in your pocket from counter-suing the debt collector.

If you’ve been served with a Warrant in Debt and Summons to appear in General Sessions Court, contact us at Barnette Law Offices, LLC for professional representation.

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Jason Barnette – Tennessee Consumer Lawyer

2009-11-08T17:26:00.001-08:00

Have you been served with a Summons to appear in the General Sessions Court of your county of residence in Tennessee? Is a debt collector or debt purchaser suing you for some old debt?

Companies such as Arrow Financial, Gault Financial, AFNI, Midland Funding, and Calvary harass and abuse Tennessee consumers tirelessly. Moreover, the break the FCRA, FDCPA, and Tennessee Consumer Protection Act.

Unlawful suits clog our General Sessions courts and most defendant’s simply never appear and thus, a default judgment is placed against them. This leads to garnishment, levies upon bank accounts and attachment of property.

At Barnette Law Offices, LLC we can and will fight for you rights in such cases. We go up against the aforesaid companies in Court and win for our clientele. More often than not, it is the debt collector or debt purchaser that pays our clients.

If you’ve been sued by on an old debt, contact us at Barnette Law Offices, LLC.

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Barnette Law Offices, LLC – Consumer Lawyer

2009-11-01T07:02:00.001-08:00

Have you been sued by a debt collector or purchaser in a Tennessee General Sessions Court? If so, it is very advantageous to retain an experienced Tennessee consumer protection attorney.

At Barnette Law Offices, LLC we represent many clients that are unlawfully sued by such entities. Often times, the debt is beyond the statute of limitations. Virtually every time, there is nothing by way of evidence except a non-descript Affidavit which is inadmissible under the Rules of Evidence (unless the affiant is present and avaliable for cross-examination which is very rare).

Jason Barnette of Barnette Law Offices, LLC in Nashville, Tennessee invokes the protections of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Tennessee Consumer Protection Act to lodge counter-claims against debt collectors and debt purchasers. It is not the exception to the rule that our clietele receive negation of the alleged debt but, also compensation of their own. If you’ve been sued in Tennessee, contact us at Barnette Law Offices, LLC

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Been Sued By a Debt Collector?

2009-10-23T16:28:00.001-07:00

Jason Barnette of Barnette Law Offices, LLC located in Nashville, Tennessee represents Defendant’s sued by debt collectors in the General Sessions Court of Tennessee. The FDCPA, TCPA, and FCRA are powerful tools which allow Barnette Law Offices to typically negate debts and obtain compensation for their clients by virtue of counter-claims.

If you live in Tennessee and have been sued by a debt collector, contact Attorney Jason Barnette at Barnette Law Offices.

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Jason Barnette – Tennessee Divorce Attorney

2009-10-20T01:16:00.001-07:00

Divorce

Jason Barnette – Tennessee Divorce Lawyer

Divorce is one of life's most painful experiences,and your emotions will be on a roller coaster during the process. As your divorce lawyer, Barnette Law Offices has the experience to understand the difficulties that arise and the ability to help you deal with those difficulties during this stressful time.

Some of the various issues that may be involved in a divorce in any part of Tennessee include grounds for divorce, property division, alimony, child custody and child support.

1) Grounds for Divorce

A divorce proceeding usually starts with grounds for the divorce. Twenty years ago, if you didn't prove grounds for divorce, you couldn't get divorced in Tennessee. Grounds for divorce are still litigated and are important to some people; specifically, in cases of adultery and abuse.

The most common grounds for divorce is irreconcilable differences, which is Tennessee's version of a no-fault divorce, or misappropriate maritial conduct. If the couple can't reach an agreement to file for divorce on the grounds of irreconcilable differences, one of the parties must allege one of the classic grounds, such as inappropriate marital conduct, adultery, bigamy, habitual drug use, habitual drunkenness, or a felony which was not disclosed prior to the marriage.

2) Property Division

Some assets are separate property which include those things belonging to a person before he or she gets married,or received as a gift or inherited during the marriage (so long as their partner didn’t improve its value). For the most part, everything else will be considered marital property, which is subject to division between the parties. Everything else is marital property which needs to be divided.

Many people who have significant assets such as businesses are often concerned about how those assets will be treated. If one spouse owns and runs the business he or she will probably get to keep it in addition to its future earnings. However, keeping a business often comes at a hefty price. The business will typically have to be valued using one or more approaches: according to its market value, the value of its assets, or the value of its income stream. In a typical situation, the three approaches are blended to arrive at a 'fair market value' and the spouse keeping the business is required to 'buy out' the other spouse's interest in cash or other assets.

3) Alimony

Tennessee has four kinds of alimony:

a) Alimony in futuro, which is traditional or permanent alimony. Alimony in futuro payments continue each month until they die or remarry.
b) Rehabilitative alimony, in which a spouse receives payments until they can become self sufficient.
c) Transitional alimony, which are payments designed to transition one spouse from being married to being single.
d) Alimony in solido, which is alimony designed to make property division more fair.

In Tennessee, alimony is primarily based on the need of the person receiving it, the ability of the other person to pay it, the length of marriage and the fault involved in the grounds for divorce (not the sole determinative factor although).

4) Child Custody

Child custody in Tennessee can be a highly contested issue in divorce. While the legislature has tried to move toward shared parenting, the courts know that shared parenting won't work if the parents don’t get along. For this reason, it's common for children to live with one parent and to visit the other parent every other weekend.

In Tennessee, child custody is determined by factors such as the age, mental health, education and job commitment of the parties, love and affection shown toward the child, and who has been primary care giver. However, the standard is the best interest of the child and accordingly, Barnette Law Offices encourages mediation to quickly come up with a solid and amicable co-parenting plan.

5) Child Support

Child support is how much money the non-custodial parent will have to pay the parent with custody. In Tennessee, child support is determined using a formula that considers such factors as the incomes of both parties and the amount of residential time the child spends with each parent. It is a fairly simple process but, one which can be negotiated with the opposing party.

6) More Information about Divorce

If you are currently going through a divorce or contemplating the first step, please schedule a consultation with Jason Barnette, Esq. of Barnette Law Offices, LLC. We can be reached at http://www.barnettelawoffices.com or 615-585-2245.

Tennessee Family Law Attorney Jason Barnette of Barnette Law Offices, LLC, serves clients throughout Tennessee, including Davidson County, Maury County, Robertson County, Rutherford County, Sumner County, Putnam County, Knox County, Williamson County, and Wilson County just to name a few.

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Tennessee Consumer Lawyers

2009-10-19T17:03:00.001-07:00

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Your credit report contains key information that identifies you and how you’ve paid your bills. Whenever you make a credit-based application, your credit report is viewed to help make a decision. That’s one of the reasons that it’s so important for you to check your credit report. If, for some reason, your information is reported incorrectly, it could cause you to be denied for services for which you would otherwise would have been approved.

The Fair Credit Reporting Act (”FCRA”), gives you the right to dispute credit report information that is not correct or complete.

Review Your Credit Report

To find out if there is any incorrect information on your credit report, you need a copy of the report. Under federal law, you have the right to one free copy of your credit report from each of the credit bureaus annually. See http://www.annualcreditreport.com

Review your report thoroughly to make sure the information reported is correct. If your credit report has incorrect information, the Fair Credit Reporting Act (”FCRA”) gives you the right to dispute the information.

File A Credit Report Dispute

When you find something incorrect in your credit report, you should alert, in writing, both the credit bureau who provided the report and the information provider. This is the process to dispute credit report information.

If you have statements or cancelled checks that support your claim, include copies of them with your statement(keep the originals for records). In your statement, include your name, complete address, the information you are disputing, and the reason the information is not accurate. It will be helpful to include a copy of your credit report with the disputed information highlighted.

Send your credit report dispute via certified mail with return receipt requested. This way you not only have proof that you sent the dispute, but also that the credit bureau received your dispute. Keep a copy of the letter along with any enclosures you sent.

The Credit Bureau Responds To Your Dispute

The credit bureau has 30 days to investigate your dispute and respond to you, in writing, with the results of the investigation. Any data you provided about the inaccuracy of the information will be forwarded to the original information provider. The information provider is then required to investigate and respond back to the credit bureau.

Once the investigation is complete, the credit bureau will provide you with the results, along with a free copy of your credit report if the dispute resulted in a change. You can request that the credit bureau send a correction notice to any company that accessed your credit report within the past six months.

If there is inaccurate information in one credit bureau’s version of your credit report, it’s likely that the information will be inaccurate on the other two bureaus’ reports as well. You should check all three credit reports to be sure that the information in each is complete and accurate.

Resources:
Dispute Addresses for the Three Major Credit Reporting Agencies

Equifax
P.O. Box 7404256
Atlanta, GA 30374

Experian
P.O. Box 2002
Allen, TX 75013

TransUnion
P.O. Box 390
Springfield, PA 19064